Send, receive, and spend money globally — without local banking limits.

Receive international payments, hold USD & EUR, and spend online anywhere — all from one app.

Send money to other Bucks users instantly, or to bank accounts worldwide. Fast, reliable, and secure.

Get your own foreign currency accounts. Receive international payments or save in a stable currency with ease.

Shop on Amazon, pay for Netflix and Apple Music subscriptions. Our virtual cards are accepted on millions of websites globally.

Convert your funds between currencies instantly at great rates. See the rate before you commit—no surprises.
Swap between currencies in real time with transparent rates and no hidden fees.
Receive more value than with most providers
Rates are updated every 10 minutes
We're building the simplest way to connect your money to the world. Join us.

Hold and exchange multiple currencies at fair and transparent exchange rates. We are constantly adding new currencies.
Send money to friends and family at a fraction of the cost. No hidden fees, just total transparency.
Send and receive money from friends and family at affordable rates. We aim to drive the cost of payments to zero.
Create your account, verify your identity, and start receiving and spending money globally.
Sign up in under 2 minutes
Securely confirm your details

Use USD/EUR accounts and virtual cards
Start by downloading the Bucks app. Create your account in under two minutes.
Secure your account with our fast and simple identity verification process.

Once verified, you can instantly request and activate your USD & EUR accounts.

Cross-border payments shouldn’t be slow, unpredictable, or exposed to unnecessary risk. Y...

Cross-border payments shouldn’t be slow, unpredictable, or exposed to unnecessary risk. Y...

Cross-border payments shouldn’t be slow, unpredictable, or exposed to unnecessary risk. Y...
Yes! Bucks lets you receive payments in USD & NGN from anywhere in the world.
Yes! Create virtual cards instantly in-app to spend online where Visa/Mastercard are accepted — set spending limits and expiry dates. Physical cards may be available depending on your region.
Bucks lets you hold USD & NGN.
Yes! Bucks is a regulated fintech that custodies customer funds with licensed partner banks and card providers, follows KYC/AML, uses industry-standard encryption, and maintains compliance controls. Fees are transparent (e.g., FX spreads and small transaction fees) and shown before you confirm any transaction.
Yes! Bucks for Business supports SMEs, freelancers, e-commerce merchants and teams with multi-currency accounts, virtual cards, and an OTC desk for large FX needs.